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9/30/08

No one should get this call either

A few days or maybe a week or more. I know it was before last Wednesday, we were at the apartment packing up and loading the car for another run home. My husband decided to just load the car full and go and then he would come back for us.

So I continued to pack things up and clean while the kids played in the other rooms. It was mostly empty...just little things that needed to go.

Less than five minutes of him driving off I frantically got on my phone to call him because I realized someone had pooped and I needed my handbag in the car that had emergency diapers and wipes. (This is why I always have my bag and these are the times he says oh it's not necessary to take it with you).

The stupid phone suddenly didn't have any network. We've never had this problem at our apartment before. I called rapidly 3 or 4 times and nothing. I stopped. I was ticked.

He called me about 6 - 10 minutes after and I told him that I needed the diapers...he said he was already half way home. So I said ok, we'll wait.

Five minutes again he called to say he just got in an accident. I was surprised at myself. I felt the most intense anger ever and took a kids bat and smashed a box until I started to cry. That was after I found out if he was alright and he said he was ok and it was a rear end hit and many cars involved and he has to go real quick.

I do not want to feel this way again.

He was alright. His neck was a bit stiff and uncomfortable for a few days but he is fine.

He was stopped behind two cars. The front one was making a left turn. Two other cars came speeding up behind them. One swerve like mad to miss my husband (that would not have been a good hit) after he was hit. The woman that hit him then continue to hit my husband and ran off the road into mailboxes and the sort. Her car was totaled.
The guy who swerved to not hit my husband went ahead and hit the family in the car making the left turn. (They had two children in their vehicle).
The husband hit the other guy in front of him, but there's pretty much no damage to his front of the guys bumper...just paint transfer.
Five cars involved. No fatalities. Thank God. Two went to the hospital. Some cars were towed away. The police and ambulance were right there a few feet away tending another accident so they just came over to the next scene.

Our car is in the shop. It doesn't look terribly bad, but the insurance guy(Not sure if it's an insurance guy or just an appraiser) from her company that came out to look at it said the damages were worth more than the car. We don't believe that( we don't think the price to fix it will be that expensive). Our car is so good. It would have served another 10 years easy.
She lapsed on her premiums or something and so they are saying we'll have to sue her to get whatever she should have paid on our car if she had insurance. Now to think of going to court and all the wait and fees does not seem worth it to us.
It's so frustrating. I want to get so angry because it's not our fault and yet it's we are paying for what she did.

We got a rental because our insurance said they'd reimburse us.

Now we are told they might not reimburse us as our coverage is comprehensive or something of the sort and blah blah so it covers collision and bodily harm etc...not when someone else hit us or something of the sort.. So dh wants to take the rental back in and buy a truck that we wont have to pay for now for at least two years so financially that would help a bit. I just worry that we shouldn't buy anything else right now you know. We are dry financially. And I know we'll not have to pay anything for two years, but still it adds up you know. Our fridge and bed is already on the frigging CC. I'm about to panic about this. I don't like CC's I

I agree with both buying a vehicle and taking the rental back in because I really don't go anywhere except church on Sundays , small group on Wednesdays and Bible study on Thursdays. These are important, but I'm sure they'll work out. He has his company car so he doesn't have to worry about work. Of course I don't want to be left without a vehicle, but what if we only had one vehicle anyway.

It's just all getting so frustrating.

These are some interesting points I thought of though and I'm just so grateful that my husband is alright.

1. He got hit on the side that the baby car seat was. He had just taken the baby car seat around that morning and put the new toddler seat in. My baby girl would have been sitting right there. I could cry now just thinking about that.

2. If the stupid phone had worked. he would have gotten my call just out the entrance of the apartment and just gone down the other entrance (the apartment has four entrances) and return with my bag so I could get the diapers...and maybe missed that accident.

I'm just so thankful that he is alright. Just all the pressures at work and dealing with the insurances and all of that is really hard on him right now.

So well thanks for reading and just keep us in prayers.

I will attach some photos : This is a hanger that he opened and used it to tie the bumper up so he could drive it home after the accident.



The trunk still works

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