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12/6/12

Tight Green Spot - TQT/AlohaF

We are on a tight budget.
My husband gave me all the cash for these two months saying he knows/says I'm very good with making it stretch and if we could make it stretch until the end of December.  That was in the last week of November. This is for groceries and gas.

1. I am thankful that we do have money for groceries. It will have to stretch.
2. I'm thankful other bills were already paid.

I was thinking though, how will I buy presents for the children? I realize I can get them one thing and that will be enough. Plus I do have some clothes that I've been purchasing throughout the year. And if I can save weekly on the budget, then I'll have leftovers to use for make up gifts.

3. Thankful for that GC I won for Children's Place.
I used that for a very nice dress and jacket for both my children.  See all these blessings? :)

 She'd have loved pink, but they had only two colors. And well blue hides dirt more than white :)
I wondered after paying, if I shouldn't have gotten the boy a pair of shoes instead. Seems LA is rather hot at 79dgs for December!

4. I'm finding giveaways to enter and let's hope there'll be a win or two.

Week one: Groceries = $81.64. I have $18.36 left over. I'm giggly happy!

Gas: $25

Emergency store run for socks for dh: $16.54

That was week one.

Week Two:  $140.16
$40 over budget. I ran out of things I didn't get or think I needed in Week one. So I had to replenish and then also get the things I needed for week two.

Maybe I'll keep it tighter in week three.

I think I might need to use coupons! I'm so afraid to use them!  This is where a smartphone would come in easy. I could just scan them digitally right? or am I deluded? :)

Do you have a budget?


 THIS

Colette is a busy mom of 2 kids focusing solely on being a mom. She hails from the Caribbean and now balance the full life of being a SAHM and dabbling in odd jobs to help around the home. She enjoys sharing her memories, hopes, food, travel, entertainment, and product experiences on her blog. Please read my disclosure 
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30 comments :

  1. We use coupons (especially when they can be doubled) combined with sales for items we're already getting anyway, and we always save ten dollars or more. To me, it's worth the effort, but sometimes I'm too busy to search, clip, and file (or I forget to take the coupons with me!).

    I love the clothes you picked out, that dress is awesome!

    ReplyDelete
    Replies
    1. SEe I need to learn how to double up and all that good stuff.

      Thank you.

      Delete
  2. This is definitely a time to spend wisely and stretch the dollar Colette. The dress and jacket you got for your children are lovely. All the very best to you.

    ReplyDelete
    Replies
    1. I've been stretching forever honey. Maybe one day I"ll get a break :)

      Delete
  3. I use to budget and take my calculator to the store with me, along with a ton of coupons. I had to add my groceries as I went to make sure I did not go over what was in the checking account. Love the two gifts for your little ones!!

    ReplyDelete
    Replies
    1. I found myself using my phone calculator at the store. I think I need a real calculator now :)

      Delete
  4. I have never been good at couponing. I simply don't have time or patience for it, so I just shop the sales or use generics. But Family Dollar has saved me lots on paper products!

    ReplyDelete
    Replies
    1. I always do the sales and generic.

      Now I'll have to start checking out Family Dollar too.

      Delete
  5. I do have a budget, especially around this time of year. Those clothes are beautiful.

    I have found that places like Walgreens if you have one in your area or chain drugstore type shops always carry alot of toys and holiday merchandise at great prices. I remember one year in particular when I had barely nothing in my wallet and did all my Christmas shopping at Walgreens and got some great deals.

    Happy Holidays to you.

    ReplyDelete
    Replies
    1. Thank you for the tips.
      I need to visit again.

      I do have a CVS card which I haven't used in a long time. I guess these stores are not just for medicines right :)

      Delete
  6. I must admit the contests that I win are such a blessing! Especially since, like you, I really can't afford to get much gifts on my own. You do what you can and I'm so happy that you were able to win that gift card for your kids :)

    I don't have a budget just because I really don't have bills to pay. But I do believe budgets are a VERY good thing!!

    Here's to more wins for both of us :)

    ReplyDelete
    Replies
    1. Thank you Kayla
      I'm so glad for the kids too
      And I definitely will try about the entering. I just don't seem to have the time!

      Delete
  7. I think everyone has to live on budget to survive in this economy, which is horrible. Even, if things were better then I think it's a good idea to try to keep your spending in line so you don't find yourself in panic mode till next pay day. It would be so grand to never have to worry about money, wouldn't it? *sigh* Since I don't play the lottery nor gamble, then we'll have to live off the one income until my money tree matures. Oh wait, I first have to plant that mythical plant. lol

    ReplyDelete
    Replies
    1. Haha.
      Let me know when you find the mythical plant honey :)

      Delete
  8. Budgeting, couponing, shopping sales, and lots of prayer have definitely helped me during this rough financial patch my family has been in this year! Definitely look into couponing for your necessities - there are plenty of sites that do the match-ups for you and you can trade/swap with others.

    ReplyDelete
    Replies
    1. This is where I'm heading. The match ups will help out much more than the singles.

      Thank you.

      I hope soon you'll find a smooth spot in your budget.

      Delete
  9. Hi Colette ~~ You are reminding me of when we were just starting up. I was in the Army, low starting ranks, and we had two, then three, and then four kids. We were so poor that the Red Cross paid our hospital bill for one of the twins (kid #1) and the now ex Mrs. Jim.

    For the last week we would gather up the bottles and with the refund buy milk for the kids. That is about all it would get.

    We use coupons but we could use a lot more. Being retired we have a budget of sorts. When we go under budget then we have to spend savings. The savings don't pay much interest at all these days. Our income will be cut by more than $5000 this year. Our retirement income has not gone up except for small SS increases now for eleven years.

    Yes, we have a budget but we can't keep within it. :)
    ..

    ReplyDelete
    Replies
    1. I can only imagine Jim!
      Thank you for sharing.

      I've been thinking about my FIL and MIL and my own mother during these times as they are retired.

      We can't fear, but we'll see how life works out.

      And it's true about the savings. Usually I only have $300 in savings. Then we have to use it for back up to bills etc. By the time it gets up to that amt again, it's usually gone.

      Let's keep hope and keep fighting eh!

      Delete
  10. Love that dress, I log onto the website for each store like Jerzees Sweatshirts Anb and they will have a link to their coupons, some you can print and some they will mail you, if you encounter a store that does not they will have a contact us option so send them an e mail and ask for their coupons, include your mailing address and they will be happy to send them,

    Alvano.

    ReplyDelete
    Replies
    1. Sounds pretty cool.
      I'll have to check it out.
      Thank you!

      Delete
  11. I hate budgets. You really are working hard and doing a good job at it. I hope you win the lottery one day because you deserve it.

    Have a great weekend!

    ReplyDelete
    Replies
    1. Thank you honey.
      I think I need to start buying the tickets first though :)

      Delete
  12. I budget for groceries and gas, but spend more than I should on outings and such. I'm a new follower from Friday Friend and Follow and would love you to follow me back!

    PS I love your name, Jamerican. My kids are half Jamaican and half Irish and I've alwasys called them JamIrish. :)

    http://peacefulwishing.blogspot.com

    ReplyDelete
    Replies
    1. Ahh JamIrish! I love it!

      Nice to meet you too and I'm on my way over to visit! :)

      Delete
  13. I have budget. Spend only what is needed. I really don't buy anything. It was something that used to bug my X. He was a spender. I am a saver and I don't really need to buy fancy things to feel good, or think that I will look good.
    You did well actually, hope third and fourth week will be easier for you. Have a wonderful weekend.
    You change the background, it looks good.

    ReplyDelete
    Replies
    1. You mean the background with the candles?
      I keep getting feedback to change it, so I'm trying to get it neat and not messy.

      I'm like you a saver, not a spender. Dh is the spender which is so weird, but knowing his mother, it's not far fetched.

      I'm not sure how he feels about me not buying things, but some things he buys are so unnecessary and he only learns it later and I try not to say I told you so or I try not to nag about what he buys. So I understand why he knows he can trust me to keep our budget.

      I rarely ever buy anything for myself. If I do , it's with money I make from surveys. Weird eh.

      Oh well. I don't need much.

      Delete
  14. You did very well on your budget, better than I would have. I seem to stock up if I see sales, so it will be easy for me to go over.
    Congrats on your winning! It came just in perfect time!

    ReplyDelete
    Replies
    1. Girl I can't tell you how many things I put in my cart and then have to give them all back at the cashier , when it comes to sales :) Even just $2 ones! So I do understand.

      Thank you.

      Delete
  15. I was sure I commented here, but I was on my cell so perhaps I missed up. :-) My budget is shot as I missed up and we do not get paid for all the days off we have in December!! The benefits at our job are well...

    I hope you find ways to stretch your budget. I am going to cut back on blogging and make a few things for now. The grands love to make things with me so it will be a win/win. lol

    ReplyDelete
    Replies
    1. Ahh the December woes!
      They messed up on the budget/ payroll and didn't pay my husband all his cheque this month too. Talk about can't breathe, but I actually didn't panic. I just feel God will work it out well.

      I told him as much .

      We might call in late for bills and all though. we'll see.

      Seems we are thinking the same thing. I've been wondering how to utilize my sewing machine.

      Good luck and enjoy the makings with the little ones! Those are precious times.

      Delete

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